Idaho VA Home Loans

This website is designed to help take care of our Idaho Veterans as they march down the road of home ownership or looking to refinance their current home. Rest assured that you are being taken care of by a fellow veteran of Idaho. The team strives to provide you with unsurpassed personal service to help you through the loan from start to finish. You don’t have to worry about being bounced around from one person to the next. Idaho VA Home loan purpose is to take care of our Idaho Veterans but to also give back to Idaho organizations that look out for veterans. Our complete focus is to give you the extreme service you deserve.  We are Idaho’s number #1 resource for Veterans!

Mission

Idaho VA Home loan is a source of solutions for the home financing needs for Idaho’s Veterans. We keep our client’s needs first and foremost in our actions, remembering that we are the source to help our veterans reach their dreams of home ownership or to get their current home refinanced at the best rate and lowest closing costs. This is our mission at Idaho VA Home Loan!

Idaho VA Home Loan Benefits

The Idaho VA home loan has several key advantages over most types of mortgage financing. Below are some of the main benefits of the VA mortgage program.

VA HOME LOAN BENEFITS

  1. VA loans limits up to $417,000 with NO down payment. VA loans above $417,000 are allowed but a partial down payment may be required.
  2. No expensive monthly Private Mortgage Insurance (PMI) required on most conventional and the FHA loans with less than a 20% down payment.
  3. Competitive interest rates with NO prepayment penalties.
  4. Seller is allowed to pay closing fees, allowing most veterans to get into a home with NO out of pocket cost.
  5. More credit flexibility with lower credit scores, bankruptcies, foreclosures, and collections than most conventional loans.
  6. Streamline Refinance loan process available for existing VA loans.
  7. No prepayment penalties.